{"id":9829,"date":"2026-01-15T19:37:15","date_gmt":"2026-01-15T14:07:15","guid":{"rendered":"https:\/\/nagariksatta.com\/?p=9829"},"modified":"2026-01-15T19:40:10","modified_gmt":"2026-01-15T14:10:10","slug":"convergence-of-msme-schemes-an-ambitious-initiative-towards-efficiency","status":"publish","type":"post","link":"https:\/\/nagariksatta.com\/?p=9829","title":{"rendered":"\u090f\u092e\u090f\u0938\u090f\u092e\u0908 \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u093e \u0905\u092d\u093f\u0938\u0930\u0923\u0903 \u0926\u0915\u094d\u0937\u0924\u093e \u0915\u0940 \u0926\u093f\u0936\u093e \u092e\u0947\u0902 \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u093e\u0915\u093e\u0902\u0915\u094d\u0937\u0940 \u092a\u0939\u0932"},"content":{"rendered":"<figure id=\"attachment_9831\" aria-describedby=\"caption-attachment-9831\" style=\"width: 184px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/nagariksatta.com\/?attachment_id=9831\" rel=\"attachment wp-att-9831\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-9831\" src=\"https:\/\/nagariksatta.com\/wp-content\/uploads\/2026\/01\/WhatsApp-Image-2026-01-15-at-11.12.53-300x291.jpeg\" alt=\"\" width=\"184\" height=\"179\" srcset=\"https:\/\/nagariksatta.com\/wp-content\/uploads\/2026\/01\/WhatsApp-Image-2026-01-15-at-11.12.53-300x291.jpeg 300w, https:\/\/nagariksatta.com\/wp-content\/uploads\/2026\/01\/WhatsApp-Image-2026-01-15-at-11.12.53-1024x995.jpeg 1024w, https:\/\/nagariksatta.com\/wp-content\/uploads\/2026\/01\/WhatsApp-Image-2026-01-15-at-11.12.53-768x746.jpeg 768w, https:\/\/nagariksatta.com\/wp-content\/uploads\/2026\/01\/WhatsApp-Image-2026-01-15-at-11.12.53.jpeg 1112w\" sizes=\"auto, (max-width: 184px) 100vw, 184px\" \/><\/a><figcaption id=\"caption-attachment-9831\" class=\"wp-caption-text\"><strong>\u0905\u0916\u093f\u0932\u0947\u0936 \u092a\u093e\u0923\u094d\u0921\u0947\u092f, \u0935\u0930\u093f\u0937\u094d\u0920 \u092a\u0924\u094d\u0930\u0915\u093e\u0930<\/strong><\/figcaption><\/figure>\n<p>\u0928\u0940\u0924\u093f \u0906\u092f\u094b\u0917 \u0926\u094d\u0935\u093e\u0930\u093e \u091c\u093e\u0930\u0940 \u0930\u093f\u092a\u094b\u0930\u094d\u091f, &#8216;\u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u0947 \u0905\u092d\u093f\u0938\u0930\u0923 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u090f\u092e\u090f\u0938\u090f\u092e\u0908 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u0926\u0915\u094d\u0937\u0924\u093e \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u093e&#8217; \u092d\u093e\u0930\u0924 \u0915\u0947 \u0938\u0942\u0915\u094d\u0937\u094d\u092e, \u0932\u0918\u0941 \u090f\u0935\u0902 \u092e\u0927\u094d\u092f\u092e \u0909\u0926\u094d\u092f\u092e (\u090f\u092e\u090f\u0938\u090f\u092e\u0908) \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u094b \u0905\u0927\u093f\u0915 \u0938\u0915\u094d\u0937\u092e, \u092a\u094d\u0930\u092d\u093e\u0935\u0940 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\u0939\u0940 \u0921\u093e\u0932 \u092a\u093e\u090f\u0917\u0940\u0964<\/li>\n<li><strong>\u0915\u094d\u0932\u0938\u094d\u091f\u0930 \u0935\u093f\u0915\u093e\u0938 \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u093e \u0905\u092d\u093f\u0938\u0930\u0923:<\/strong> \u090f\u0938\u090f\u092b\u092f\u0942\u0906\u0930\u091f\u0940\u0906\u0908 \u0914\u0930 \u090f\u092e\u090f\u0938\u0908-\u0938\u0940\u0921\u0940\u092a\u0940 \u0915\u093e \u090f\u0915\u0940\u0915\u0930\u0923 \u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u0909\u0926\u094d\u092f\u094b\u0917\u094b\u0902 \u0915\u094b \u0928\u092f\u093e \u091c\u0940\u0935\u0928 \u0926\u0947 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0915\u0926\u092e \u092a\u0948\u092e\u093e\u0928\u0947 \u0914\u0930 \u0926\u0915\u094d\u0937\u0924\u093e \u092c\u095d\u093e\u0928\u0947 \u092e\u0947\u0902 \u0938\u0939\u093e\u092f\u0915 \u0939\u094b\u0917\u093e, \u092c\u0936\u0930\u094d\u0924\u0947 \u0936\u093f\u0932\u094d\u092a \u0914\u0930 \u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u0909\u0926\u094d\u092f\u094b\u0917\u094b\u0902 \u0915\u0940 \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u094b \u0935\u093f\u0932\u092f \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u092e\u0947\u0902 \u0928\u091c\u0930\u0905\u0902\u0926\u093e\u091c \u0928 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0964<\/li>\n<li><strong>\u0915\u094c\u0936\u0932 \u0935\u093f\u0915\u093e\u0938 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e\u094b\u0902 \u0915\u093e \u0938\u092e\u0928\u094d\u0935\u092f:<\/strong> \u0924\u0940\u0928-\u0938\u094d\u0924\u0930\u0940\u092f \u0915\u094c\u0936\u0932 \u0938\u0902\u0930\u091a\u0928\u093e \u0935\u094d\u092f\u093e\u0935\u0939\u093e\u0930\u093f\u0915 \u0914\u0930 \u0938\u092e\u093e\u0935\u0947\u0936\u0940 \u092a\u094d\u0930\u0924\u0940\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u092b\u093f\u0930 \u092d\u0940, \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0938\u0902\u0938\u094d\u0925\u093e\u0928\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0938\u092e\u0928\u094d\u0935\u092f \u0914\u0930 \u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u090f\u0915 \u092c\u095c\u0940 \u092a\u094d\u0930\u0936\u093e\u0938\u0928\u093f\u0915 \u091a\u0941\u0928\u094c\u0924\u0940 \u0930\u0939\u0947\u0917\u093e\u0964<\/li>\n<li><strong>\u0935\u093f\u092a\u0923\u0928 \u0938\u0939\u093e\u092f\u0924\u093e \u0935\u093f\u0902\u0917:<\/strong> \u0918\u0930\u0947\u0932\u0942 \u0914\u0930 \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0935\u093f\u092a\u0923\u0928 \u0915\u0947 \u0932\u093f\u090f \u0905\u0932\u0917 \u0935\u093f\u0902\u0917 \u0915\u093e \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935 \u090f\u092e\u090f\u0938\u090f\u092e\u0908 \u0915\u094b \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u092e\u0942\u0932\u094d\u092f \u0936\u094d\u0930\u0943\u0902\u0916\u0932\u093e \u0938\u0947 \u091c\u094b\u095c\u0928\u0947 \u092e\u0947\u0902 \u0938\u0939\u093e\u092f\u0915 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0915\u093f\u0902\u0924\u0941 \u0907\u0938\u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0930\u094d\u092f\u093e\u0924 \u0928\u093f\u092f\u092e\u094b\u0902, \u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e \u092e\u093e\u0928\u0915\u094b\u0902 \u0914\u0930 \u092c\u094d\u0930\u093e\u0902\u0921\u093f\u0902\u0917 \u092e\u0947\u0902 \u0935\u094d\u092f\u093e\u0935\u0939\u093e\u0930\u093f\u0915 \u0938\u0939\u093e\u092f\u0924\u093e \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0939\u094b\u0917\u0940\u0964<\/li>\n<li><strong>\u090f\u090f\u0938\u092a\u0940\u0906\u0908\u0906\u0930\u0908 \u0915\u093e \u090f\u0915\u0940\u0915\u0930\u0923:<\/strong> \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0914\u0930 \u0915\u0943\u0937\u093f-\u0906\u0927\u093e\u0930\u093f\u0924 \u0909\u0926\u094d\u092f\u092e\u094b\u0902 \u0915\u094b \u090f\u092e\u090f\u0938\u090f\u092e\u0908 \u0907\u0928\u094b\u0935\u0947\u091f\u093f\u0935 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0932\u093e\u0928\u093e \u0938\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u0915\u0926\u092e \u0939\u0948, \u092a\u0930 \u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u094b\u0917\u093e \u0915\u093f \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0909\u0926\u094d\u092f\u092e\u094b\u0902 \u0915\u0940 \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0938\u092e\u0938\u094d\u092f\u093e\u090f\u0902 \u092c\u095c\u0947 \u0928\u0935\u093e\u091a\u093e\u0930 \u0922\u093e\u0902\u091a\u0947 \u092e\u0947\u0902 \u0928 \u0926\u092c \u091c\u093e\u090f\u0902\u0964<\/li>\n<\/ol>\n<p>\u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0915\u0940 \u090f\u0915 \u092c\u095c\u0940 \u0935\u093f\u0936\u0947\u0937\u0924\u093e \u092f\u0939 \u0939\u0948 \u0915\u093f \u092f\u0939 \u092a\u0940\u090f\u092e\u0908\u091c\u0940\u092a\u0940, \u092a\u0940\u090f\u092e \u0935\u093f\u0936\u094d\u0935\u0915\u0930\u094d\u092e\u093e \u0914\u0930 \u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u091c\u093e\u0924\u093f \u0935 \u091c\u0928\u091c\u093e\u0924\u093f \u0924\u0925\u093e \u0909\u0924\u094d\u0924\u0930-\u092a\u0942\u0930\u094d\u0935 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u091c\u0948\u0938\u0940 \u0932\u0915\u094d\u0937\u093f\u0924 \u092a\u0939\u0932\u094b\u0902 \u0915\u0940 \u0938\u094d\u0935\u0924\u0902\u0924\u094d\u0930\u0924\u093e \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u0947 \u092a\u0930 \u092c\u0932 \u0926\u0947\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938\u0938\u0947 \u092f\u0939 \u0938\u094d\u092a\u0937\u094d\u091f \u0939\u094b\u0924\u093e \u0939\u0948 \u0915\u093f \u0928\u0940\u0924\u093f \u0906\u092f\u094b\u0917 \u0905\u092d\u093f\u0938\u0930\u0923 \u0915\u094b \u201c\u092a\u0942\u0930\u094d\u0923 \u0935\u093f\u0932\u092f\u201d \u0915\u0947 \u092c\u091c\u093e\u092f \u201c\u0938\u0902\u0924\u0941\u0932\u093f\u0924 \u090f\u0915\u0940\u0915\u0930\u0923\u201d \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0926\u0947\u0916\u0924\u093e \u0939\u0948\u0964<\/p>\n<div class=\"box shadow  aligncenter\"><div class=\"box-inner-block\"><i class=\"fa tie-shortcode-boxicon\"><\/i>\n\t\t\t<strong>\u0928\u0940\u0924\u093f \u0906\u092f\u094b\u0917 \u0915\u0940 \u092f\u0939 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u090f\u092e\u090f\u0938\u090f\u092e\u0908 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0926\u0942\u0930\u0926\u0930\u094d\u0936\u0940 \u0914\u0930 \u0935\u094d\u092f\u093e\u092a\u0915 \u0930\u094b\u0921\u092e\u0948\u092a \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0907\u0938\u0915\u0940 \u0938\u092b\u0932\u0924\u093e \u0907\u0938 \u092c\u093e\u0924 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0947\u0917\u0940 \u0915\u093f \u0905\u092d\u093f\u0938\u0930\u0923 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u094b \u0915\u093f\u0924\u0928\u0940 \u0938\u0902\u0935\u0947\u0926\u0928\u0936\u0940\u0932\u0924\u093e, \u091a\u0930\u0923\u092c\u0926\u094d\u0927\u0924\u093e \u0914\u0930 \u091c\u092e\u0940\u0928\u0940 \u092f\u0925\u093e\u0930\u094d\u0925 \u0915\u0947 \u0938\u093e\u0925 \u0932\u093e\u0917\u0942 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u092f\u0926\u093f \u092f\u0939 \u092a\u0939\u0932 \u0915\u0947\u0935\u0932 \u0938\u0902\u0930\u091a\u0928\u093e\u0924\u094d\u092e\u0915 \u092c\u0926\u0932\u093e\u0935 \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0928 \u0930\u0939\u0915\u0930 \u0932\u093e\u092d\u093e\u0930\u094d\u0925\u093f\u092f\u094b\u0902 \u0915\u0947 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0905\u0928\u0941\u092d\u0935 \u0915\u094b \u092c\u0947\u0939\u0924\u0930 \u092c\u0928\u093e\u0924\u0940 \u0939\u0948, \u0924\u092d\u0940 \u092f\u0939 \u090f\u092e\u090f\u0938\u090f\u092e\u0908 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u094b \u0938\u0936\u0915\u094d\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0928\u093f\u0930\u094d\u0923\u093e\u092f\u0915 \u092d\u0942\u092e\u093f\u0915\u093e \u0928\u093f\u092d\u093e \u0938\u0915\u0947\u0917\u0940\u0964<\/strong>\n\t\t\t<\/div><\/div>\n<div id=\"envira-gallery-wrap-6142\" class=\"envira-gallery-wrap envira-gallery-theme-base envira-lightbox-theme-base\" itemscope itemtype=\"https:\/\/schema.org\/ImageGallery\"><div data-row-height=\"\" data-gallery-theme=\"\" id=\"envira-gallery-6142\" class=\"envira-gallery-public  envira-gallery-1-columns envira-clear enviratope envira-gallery-css-animations\" data-envira-columns=\"1\"><div id=\"envira-gallery-item-6122\" class=\"envira-gallery-item enviratope-item envira-gallery-item-1 envira-lazy-load\" style=\"padding-left: 5px; padding-bottom: 10px; padding-right: 5px;\"  itemscope itemtype=\"https:\/\/schema.org\/ImageObject\"><div class=\"envira-gallery-item-inner\"><div class=\"envira-gallery-position-overlay  envira-gallery-top-left\"><\/div><div class=\"envira-gallery-position-overlay  envira-gallery-top-right\"><\/div><div class=\"envira-gallery-position-overlay  envira-gallery-bottom-left\"><\/div><div class=\"envira-gallery-position-overlay  envira-gallery-bottom-right\"><\/div><a href=\"https:\/\/nagariksatta.com\/wp-content\/uploads\/2025\/05\/svsu-dde-1.jpg\" class=\"envira-gallery-6142 envira-gallery-link\" rel=\"enviragallery6142\" title=\"svsu dde\" data-envira-caption=\"svsu dde\" data-envira-retina=\"\" data-thumbnail=\"\"  itemprop=\"contentUrl\"><div class=\"envira-lazy\" data-test-width=\"800\" data-test-height=\"600\" style=\"padding-bottom:75%;\"><img decoding=\"async\" id=\"envira-gallery-image-6122\" class=\"envira-gallery-image envira-gallery-image-1\" data-envira-index=\"1\" src=\"https:\/\/nagariksatta.com\/wp-content\/uploads\/2025\/05\/svsu-dde-1-800x600.jpg\" data-envira-src=\"https:\/\/nagariksatta.com\/wp-content\/uploads\/2025\/05\/svsu-dde-1-800x600.jpg\" data-envira-gallery-id=\"6142\" data-envira-item-id=\"6122\" data-envira-caption=\"svsu dde\" alt=\"\" title=\"svsu dde\"  itemprop=\"thumbnailUrl\" data-envira-srcset=\"https:\/\/nagariksatta.com\/wp-content\/uploads\/2025\/05\/svsu-dde-1-800x600.jpg 400w,https:\/\/nagariksatta.com\/wp-content\/uploads\/2025\/05\/svsu-dde-1-800x600.jpg 2x\" srcset=\"data:image\/gif;base64,R0lGODlhAQABAIAAAP\/\/\/\/\/\/\/yH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><\/div><\/a><\/div><\/div><\/div><\/div><noscript><img decoding=\"async\" src=\"https:\/\/nagariksatta.com\/wp-content\/uploads\/2025\/05\/svsu-dde-1.jpg\" alt=\"\" \/><\/noscript>\n","protected":false},"excerpt":{"rendered":"<p>\u0928\u0940\u0924\u093f \u0906\u092f\u094b\u0917 \u0926\u094d\u0935\u093e\u0930\u093e \u091c\u093e\u0930\u0940 \u0930\u093f\u092a\u094b\u0930\u094d\u091f, &#8216;\u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u0947 \u0905\u092d\u093f\u0938\u0930\u0923 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u090f\u092e\u090f\u0938\u090f\u092e\u0908 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u0926\u0915\u094d\u0937\u0924\u093e \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u093e&#8217; \u092d\u093e\u0930\u0924 \u0915\u0947 \u0938\u0942\u0915\u094d\u0937\u094d\u092e, \u0932\u0918\u0941 \u090f\u0935\u0902 \u092e\u0927\u094d\u092f\u092e \u0909\u0926\u094d\u092f\u092e (\u090f\u092e\u090f\u0938\u090f\u092e\u0908) \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u094b \u0905\u0927\u093f\u0915 \u0938\u0915\u094d\u0937\u092e, \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0914\u0930 \u092a\u0930\u093f\u0923\u093e\u092e\u094b\u0928\u094d\u092e\u0941\u0916 \u092c\u0928\u093e\u0928\u0947 \u0915\u0940 \u0926\u093f\u0936\u093e \u092e\u0947\u0902 \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0928\u0940\u0924\u093f\u0917\u0924 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u095b \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u093e\u092e\u0928\u0947 \u0906\u0908 \u0939\u0948\u0964 \u092f\u0939 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0928 \u0915\u0947\u0935\u0932 \u092e\u094c\u091c\u0942\u0926\u093e \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0915\u0930\u0924\u0940 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